Activate Your Lowe’s Credit Card Easily at Lowes.syf.com/activate

Have you just received your new Lowe’s credit card in the mail? Before you start shopping and enjoying exclusive savings and financing options, you’ll need to activate your card online. The good news is that the process is fast, simple, and can be completed in just a few minutes at Lowes.syf.com/activate.

In this guide, you’ll learn how to activate your Lowe’s card, register your online account, and access features like online payments, account tracking, and promotional offers.

Why Activate at Lowes.syf.com/activate?

Activating your Lowe’s Synchrony card links it to your identity and unlocks:

• Special financing offers (6 months or more on qualified purchases)

• 5% off eligible in-store and online Lowe’s purchases

• Secure account management online and via mobile app

• Paperless billing and automatic payment options

• Fraud protection and transaction alerts

Without activation, you won’t be able to use the card or access any of these benefits.

What You Need to Activate?

Before heading to Lowes.syf.com/activate, make sure you have:

• Your Lowe’s Credit Card (16-digit number)

• The 3-digit security code from the back of the card

• Last 4 digits of your Social Security Number (SSN)

• ZIP code for the billing address

• Internet connection and a secure browser

Step-by-Step: How to Activate Your Lowe’s Card

1. Visit the Official Activation Page

Go to: https://lowes.syf.com/activate

2. Enter Your Card Information

Provide the following:

• Credit Card Number

• Security Code

• Last 4 of SSN

• Billing ZIP Code

Click “Activate My Card”.

3. Register Your Account (Optional but Recommended)

After activation, you can register your card online by clicking “Register” on the login page. You’ll be able to:

• View transactions

• Make or schedule payments

• Enroll in e-statements and alerts

• Manage your promotional financing offers

Common Activation Issues & Solutions

🔸 Invalid Card Number or Details?

• Double-check the digits. Make sure you’re entering them exactly as shown on your card.

🔸 Page Not Loading?

• Try a different browser or clear your cache and cookies.

🔸 Trouble Logging Into Your Account?

• Use the "Find User ID" or "Reset Password" option on the login page.

• Still stuck? Call Synchrony’s Lowe’s customer support: 1-800-444-1408.

Benefits After Activation

Once your card is active, enjoy:

• 5% Off on qualifying purchases every day

• 6-month financing on purchases of $299+

• No annual fees

• Real-time account access and budgeting tools

• Mobile app access for on-the-go management

Final Thoughts

Activating your Lowe’s credit card at Lowes.syf.com/activate is the key to unlocking valuable shopping tools and financing offers. Whether you're tackling a major home improvement project or just want to save on everyday purchases, activating and managing your card online makes the experience smoother and more rewarding.

Have questions? Contact Lowe’s Synchrony Card Services anytime at 1-800-444-1408.